With the Floods of 2009 in Mind we find ourselves coming into that time of the year again. Continue reading Winter Flooding 2011
Given that the weather is supposed to “improve”- a phrase I use lightly- during the summer months, the most common type of property damage claims are fire related. Continue reading Summertime- By the Fire
A few years ago if you wanted to build an extension to your house you could have gone to your Bank and relatively easily organised a loan to do the work. Today this would be very difficult or impossible. Continue reading Insurance Policy Health Check
In the current Economic Climate, a major loss can end a company, particularly if the company is not accurately insured.
Summertime is here again and you might be planning a break away from our Irish weather. Protecting your home is essential this summer, particularly if you are going away. Continue reading Holiday Season- Secure your Home
This post is a follow up to our article on Your Personal Journey Through an Insurance Claim (read here), have a read of this post if you have not already.
1. Certain documents need to be produced:
a) Garda File set up and letter to the insurers confirming the insured is not implicated in the investigation.
b) Forensic Report.
c) Loss adjusters Preliminary Report advising insurers on liability. Continue reading The Lifetime of an Insurance Claim – What happens next?
Sean Cleary was interview recently by The Grapevine with Benen Tierney on Castlebar Community Radio. This interview is a great introduction to Loss Assessing and what it entails. To listen to the interview just click on the link below. We welcome your comments. Click here to listen to the interview
1. Shock – for you and your family, both physically and financially. It is not nice to read, but this is a definite consequence of a fire, flood, burglary or any other unforeseen misfortune. Shock can result in the need for medical assistance for the more vulnerable and the young.
2. Uncertainty – No one will tell you what will happen next. You would expect to be surrounded by accurate information at this vulnerable time but this is very hard to get. Don’t be surprised if the people working for your Insurance Company are evasive, slow to respond, elusive and unable to be definitive. You are not their concern. The Insurance Company is. A decision or acceptance to liability may take months!
3. Frustration – Gardai may carry out an investigation e.g. Scene of Crime or Forensic Investigation. This can be a slow process, with lack of follow up and often no result or satisfactory conclusion. You the owner may be the last person to receive any information. Continue reading Your Personal Journey through A Major Insurance Claim
Outside the Home:
Potential intruders will look for signs of carelessness around your property that identify you as an easy target. It does not take a lot of effort to make your home appear less appealing.
- Never leave shed doors or gates open, keep them closed and locked.
- Keep all valuables such as bikes and tools locked away, out of sight.
- Never, ever, leave keys outside under a mat or a plant pot. If you have to leave them for someone, ask a neighbor.
- Never leave ladders or bins (these can be climbed too) outside or unsecured. Continue reading Protect your home this winter
Eircom PhoneWatch have recently published their 10th annual Burglary Report revealing an 8.5% increase on last year’s figures. Over the ten years that they have been carrying out their surveys over €700m worth of goods have been stolen from Irish homes.
Speaking at the launch of the report Eoin Dunne, Chief Executive of Eircom PhoneWatch commented “Over the ten years that we have reported on burglary in Ireland, one insight remains constant – burglary regardless of boom or bust is a crime phenomenon, which is simply not going away. The figures consistently demonstrate that the vast majority of burglaries take place while the home is occupied, thus increasing the risk of confrontation and personal danger, so it is of particular importance that people become more security aware while they are in the home. This year’s findings also indicate that burglars are more audacious than ever. As the winter months approach, which over the past ten years has been the busiest for burglars home owners need to be aware that there are simple measures that can be introduced today to make their home more secure”. Continue reading 10th Eircom PhoneWatch Published